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Finding The Proper Disability Insurance Policy For You
Many claimants who contact our offices know little about disability insurance. Some are aware that they have disability insurance and need help, while others don’t even know what kind of policies they...
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The Doctor’s Corner: 9 Tips for Dealing With Chronic Pain Syndrome
Our firm gets many questions from individuals experiencing all different kinds of issues with their disability insurance. From questions about nuances between companies and policies to what could be...
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Dealing With an Aggressive Claims Examiner
When you file a disability claim, your main point of contact with the insurance company is usually a claims examiner who has been assigned to your claim. These individuals are trained to act as your...
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Doctor’s Corner: Behind a Carpal Tunnel Syndrome Diagnosis
As many professional jobs become more and more computer-based, disabilities that involve nerve, muscle or tendon damage in the hands have become a major issue. These conditions prevent people from...
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10 Ways to Protect Your Disability Claim in 2013
The new year is always a good time to review the events of the past 12 months and see what you can do to improve your life over the next 12 months. If you’re dealing with health problems and a...
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Obesity and Its Effects On Disability Claims
Obesity has become a major health problem in the United States, affecting healthcare providers and insurance companies. Although obesity is seldom a cause for disability in and of itself, it can cause...
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6 Tips To Keep Your Disability Claim Moving
One of the biggest red flags a claimant can inadvertently create in their disability claim is to move. While there are many legitimate reasons someone can move, claim examiners have been trained to...
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Defending Your Claim Against the Insurance Company IME
The most important piece of evidence in a disability claim is the medical basis for the disability. If there is strong medical proof of the severity and continuation of your disabling condition, then...
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The Disconnects Between Diagnosis and Disability
One of the biggest issues our clients face when filing their disability claim is the lack of clear medical opinions explicitly linking their condition to their disabling restrictions and limitations....
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Accountant’s Angle: How to Deal With Your Disability Benefits During Tax Season
During this time of year, many people have questions about the tax effects of their disability benefits and how they can be reported on their tax returns. Many of these questions are addressed by one...
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Cigna’s Market Settlement Causes Re-Evaluation of Many Denied Disability Claims
Cigna has agreed to a wide-ranging re-evaluation of its disability claim denials from 2008, 2009, and 2010 in California and from 2009 and 2010 in Connecticut, Maine, Massachusetts, and Pennsylvania....
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Social Media and Your Disability Claim, Revisited
We have talked previously in our blog about the dangers social media can pose for your disability claim. As summer kicks into gear and many people enjoy outdoor activities and vacation traveling, it’s...
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Insurance Investigators: An Inside Look At Their Techniques
We’ve often mentioned insurance company investigators and their tactics as extremely adept at developing reasons to deny legitimate disability claims. Insurance companies like to hire former FBI agents...
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Medical Disability Durations & The Effect on Return to Work Guidelines
We have encountered several cases where claimants have been denied their benefits not because of incomplete or inconclusive evidence of their medical conditions but solely because their conditions kept...
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Bringing Your Vision-Based Disability Claim Into Focus
Vision is a sense that many people take for granted. Although many individuals wear glasses and contacts to correct their vision or may even get LASIK, not may people consider the consequences of...
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The Hidden Agenda of the International Claim Association
In many fields, annual conferences are a well recognized way for people to get together and share information and advances made in their industry and their companies. The disability claims industry is...
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The Dangers of Phone Interviews With Your Disability Claim Examiner
Communication with your insurance company during the evaluation process of your disability claim is crucial and can inadvertently damage your claim if handled incorrectly. The most common form of...
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Court Watch: 2 Important Cases That Affect a Broad Range of Claimants
There are two more court cases in the news currently that may have an impact on a large number of disability claims. While many court cases affect only a small number of claims and claimants, the...
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The Doctor’s Corner: New Research Helps Demystify Depression and Arthritis
There are some new developments in the understandings and treatments of arthritis and depression. Three new studies can help doctors and researchers better understand these conditions and help improve...
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Group vs. Individual Disability Insurance: The Pros and Cons
One distinction many people don’t realize when shopping for disability insurance is that there are two very different types of policies: group versus individual. There are pros and cons to each type of...
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